Dental Insurance

Helping You Save Big By Maximizing Your Benefits

Dental team members working behind the dental office reception desk

Our team at Song Dental is more than happy to maximize your dental insurance benefits and save you from out-of-pocket costs. Many of our patients have insurance, but they don’t want to deal with the hassle of utilizing it, which leads to them missing out on important preventive appointments, like their bi-annual checkups and cleanings. To help you get the most out of your investment in insurance and make visiting the dentist as hassle-free as possible, we’ve included some helpful information below.

Understanding How Dental Insurance Works

To help you better understand the basics about how dental insurance works, there are a few words that you’ll want to commit to your memory:

Premium: The premium is the monthly or annual amount that you pay to receive your benefits.
Deductible: The deductible is a set amount of money predetermined by your dental insurance company that you’ll need to pay out of your own pocket before your benefits will kick-in.
Maximum: Your annual maximum is a capped-off amount that your dental insurance will pay for your treatments over the course of a calendar year.
In-Network: If a dentist is in-network with your company, it means that they’ve negotiated discounted rates and fees with your plan.

What Your Dental Insurance Plan Covers

Man discussing denal insurance with dental team member

It’s important to keep in mind that no two dental insurance plans are made equally, which is why it’s a good idea to always contact your specific provider directly if you’d like to know whether they’ll cover a certain treatment. However, most plans determine coverage based on a 100-80-50 structure. This means that they’ll cover 100 percent of the cost of preventive care, like checkups and cleanings, 80 percent of basic treatments, like cavity fillings, and 50 percent of more invasive procedures, including tooth extractions. That’s why keeping up with your oral health is truly the best way to save money!

Our In-Network PPO Dental Insurance Providers

Dr. Song is an in-network dentist with most major PPO plans. This means that he has negotiated discounted rates and fees with the following plans to help you save more money. If you don’t see your plan listed below, don’t hesitate to contact our dental office to find out if we accept it. We’re also happy to file insurance claims on your behalf, even if we’re not in-network with your plan!

Delta Dental
Cigna
Aetna
Principal
Assurant/SunLife
MetLife
Guardian
United Healthcare